Monday, November 4, 2019

CRJS300 U1IP Research Paper Example | Topics and Well Written Essays - 1000 words

CRJS300 U1IP - Research Paper Example Boston Legal, on the other hand, shows judges and courts to be susceptible entities that can be manipulated and whose opinions can be changed in the favor of those accused. Castle and Dexter are shows highlighting operations and effectiveness of police department in solving crimes. There are limited instances where Policemen and detectives are shown as villainous characters. Mostly, they are law abiding professionals, following procedures and paying less attention to their human side which can introduce bias in their overall practice. It is important to note that Castle considers bad policemen to be an exception and a source of bad name for the whole department. On the other hand, Dexter’s leading character is a serial killer who assists Police department in forensic examination and only kills those who managed to escape from law. The overall approach portrays villainous nature of Dexter to have a just cause in murdering others. However, there are other detectives in the same show that support drug dealers like various real-life detectives (Edwards, 2013). Prison Break and American History X have shown correctional agencies especially prisons as hubs of ultimate corruption where punishment is more emphasized than rehabilitation and also as a centre of inmates politics. Furthermore, it is an institution run by corrupt officials like Bellick in prison break. There are also several real life examples of police corruption that support the theme of these shows about police corruption e.g. more than ten corrupt police officers in Atlanta charged with protecting drug dealers (Milligan, Paluska, & Starzyk, 2013, Edwards, 2013). A critical analysis of these shows would illustrate that a perception of a given authority in the show depends on its overall theme. Some of the shows have depicted criminal justice professionals as well as authorities to be righteous, law abiding individuals as well as

Saturday, November 2, 2019

Over-Population Term Paper Example | Topics and Well Written Essays - 1000 words

Over-Population - Term Paper Example Majority of this population is in Asian countries. The concept of overpopulation is broader than merely population densities. It includes the ability of the environment to sustain a growing population. The increasing human population exerts lot of pressure on the available resources to extent that the carrying capacity may be surpassed. The effects on the environment may be coupled with other effects such global warming and overall climate change. Overpopulation would occur when the human population will exceed the earth’s resources. With the current reductions in child mortality rates, better medical care and good life present in some parts of the world chances of the earth becoming overpopulated are high. However, the problems of overpopulation are more common in the developing world compared to developed nations due to fertility rates. It is the responsibility and role of everyone in the world to help reduce population growth. There are different opinions explaining the trends and effects of global human population growth. Malthus population growth theory was based on the concept of carrying capacity. The prediction was that the human population was growing at a high rate in relation to the available resources to sustain the population. The result of such population growth was that there will times when the resources will not be able to sustain the human population which, will eventually crash. Such school of thought and other opinions by new-Malthusian believe that there are still chances of a population crash triggered by various environmental factors such as climate change. The â€Å"Malthusian† theory is one of the well known and most criticized theories explaining the relationship between human population growth and the environment. The theory emphasizes on the fact that as the population grows people will utilize all the resources to the extent that there will be hunger, famine and environmental degradation. However, many

Thursday, October 31, 2019

Citi Bank Launching The Credit Card In Asia Pacific Essay

Citi Bank Launching The Credit Card In Asia Pacific - Essay Example The feasibility of launching the product in Singapore would become clear in the light of the following analysis: Income and Standard of Living: Singapore is a country of rich and affluent people with an average per capita income of $8,817 that is continuously growing at a higher rate than other countries in the region and a standard of living much better as compared to most of its neighbouring countries. Most of the population can conveniently afford a credit card therefore this country offers great opportunity to the Citi corp. in launching its product for the first time in the whole region. Therefore, the land of Singapore offers more opportunities than risk for the Citi Bank credit card launch. Although risks are there, but the country having 100% urban population, higher per capita income and much better standard of living offer less country risks to the launch of a product like credit card. Although the country profile of Singapore offers has great attractiveness for the launch of Citi Bank credit card, yet the market ... Although the country profile of Singapore offers has great attractiveness for the launch of Citi Bank credit card, yet the market profile suggests a great number of risks associated with it. The credit card market has been already captured by major international players such as American Express Bank, Hong Kong Bank, Chase, Standard Chartered and local banks such as UOB, DBS, OUB, and OCBC, which make it very difficult for a bank to successfully enter the market and remain profitably in business for long. In order to enter the Singapore market and successfully launch the product, Citi Bank could either purchase an existing already established business, or launch a rigorous marketing campaign to attract a great number of customers or can even both the options simultaneously as suggested by the case given. However it is recommendable for the Citi Bank to go for the development of its product's own market. The bank should adopt a number of possible marketing strategies that could help it achieve the objective of customer awareness and customer acceptance. Initially, the customers should be made acquainted to the product and then the product must be positioned in a way to win the customer acceptance. Competitive Advantage Singapore is a market where people enjoy a high standard of living and therefore, enjoy the products that are associated with image, status and recognition. Citi Bank can take advantage of this attitude by positioning the credit card and associate its image with high status, prestige, affluence and style. The bank should use its "international identity" and offer its product to the people with maximum international usage and recognition. This can be the most visible competitive advantage readily available to be

Monday, October 28, 2019

Interrelationships with Culture and Visual Entertainmen Essay Example for Free

Interrelationships with Culture and Visual Entertainmen Essay Culture and visual entertainment media have an interrelationship with each other such as film and television. As the years go by and more and more television shows and movies have been created they have in my opinion become of a reflection of our cultural times. Society is watching the films and television and seeing that they can relate to what they are watching which then they are able to take away a message. People can see visual instead of having to read to learn which can give them a different perspective that they may not have thought of on their own. As people view the visual entertainment they and see what is being influenced from the way people act, dress, talk, and so forth since it is what is shaping our culture. The Brady Bunch is an example of how families were starting to see that families can merge together and become one family, the outfits and hairstyles were being mimicked by people in everyday life. I remember watching this show thinking how â€Å"cool† is it to have two families merge together. This showed that the social influences of visual entertainment media can be positive. People can still watch visual media that is been out dated but still learn about American culture with such shows. Another example is â€Å"The Breakfast Club† this movie is a classic and still very relevant to how our American culture is shaped. In this movie they look at individuals and show that even though we are from all walks of life such as a jock, nerd, snob, shy, and criminal that we all have similarities in the end if we stop and take a moment to see. I Love Lucy† was a huge influence on visual entertainment people wanted to have the grace, the silliness, and could also see that they lived modestly which made it relate to society. Visual media can be negative as well a positive influence on social behavior. When we view visual entertainment I would say majority want to emulate the celebrities that they are viewing which can be negative or positive depending on that moment. People want to fit in society and with visual entertainment that can shape them in to something different. I remember during the eighty’s all of the shows and movies I watch were all the underdog wins in the end and I felt that this is what I want I want to be the underdog the stand along and befriends with everyone. Guess what I was that person I still am that person as well as I take up for the underdog and befriend everyone as well as treat everyone with respect no matter what. I can thank â€Å"Sixteen Candles, Full House, The Breakfast Club, The Outsiders, and I Love Lucy† were all visual entertainment that made me who I am as well as a lot of others.

Saturday, October 26, 2019

Payment Systems For E Commerce

Payment Systems For E Commerce The emergence of e-commerce has effectively created many new financial needs which in many cases cannot be fulfilled by traditional payment systems. By considering all of these aspects many organizations are exploring various types of electronic payment systems and digital currency and also various issues regarding these payment systems. Broadly electronic payment system is classified in to mainly into four categories: Online Credit card Payment system, Online Electronic Cash system, Electronic Cheque System and Smart Cards based Electronic payment system. Every system has its advantages and disadvantages for the customers and merchants. These systems have number of requirements: e.g. acceptability, convenience, security, cost, anonymity, control, and traceability. Hence, instead of focusing on the technological specifications of various e payment systems, the researchers have distinguished e payment system based on what is transmitting over the network; analyze the difference of eac h electronic payment systems based on their requirements, characteristics and assess the applicability of every system. I. INTRODUCTION Payment is the integral process in the mercantile process, electronic payment system is the integral part of the electronic commerce. Due to the emergence of electronic commerce has created new financial needs through which need for new payment systems has created while traditional payment system cannot be able to fulfill its needs. For example new payment systems are of the forms such as auctions between individual ¿Ã‚ ½s online results in searching for new payment systems that means peer to peer payment methods that allows individuals to make payments through their e-mails. By recognizing these needs all interested parties (i.e: government, business communities and financial service providers) are invading various types of electronic payment systems and issues regarding those payment systems and electronic currency. Some of the proposed systems are electronic type of the traditional payment system such as credit cards, cheques, while, others are based on the digital currency tech nology and have the potential for definitive impact on today ¿Ã‚ ½s financial and monetary system. While popular developers of electronic payment system predict fundamental changes in the financial sector because of the innovations in electronic payment system (Kalakota Ravi, 1996). Therefore in particular electronic commerce have many methods of payment systems, these methods of payment systems are developed to support the electronic commerce. A failure to take place these developments into the proper context is likely to result in undue focus on the various experimental initiatives to develop electronic forms of payment without a proper reflection on the broader implications for the existing payment system. The table below shows a steady increase in the annual growth of total U.S. e-commerce sales for the 2000-2009 periods. A. CONCEPT AND SIZE OF ELECTRONIC PAYMENT The payment systems that uses electronic distribution networks constitute a frequent system in the banking and business sector since 1960 ¿Ã‚ ½s, especially for the transfer of large amounts of money. In the four decades that have passed since their appearance, necessary technological developments have taken place, which on the one hand have expanded the possible technologies of electronic payment systems besides they have also created new social and business practice, which make the use of these systems necessary. These changes, naturally, have affected the definition of electronic payments, which is emerging depending on the needs of each period. In most general form, the word electronic payment comprised of any payment (transactions) to businesses, bank or public services from citizens or businesses, which are made through a telecommunications or electronic networks by using modern technology. It is obvious that based on this definition, the electronic payments that will be the objects of present result, is the payment that is executed by the payer by himself, whether the latter is a consumer or a business, without the intervention of the another natural person. Furthermore, these payments are made from distance, without the presence of the payer physically and naturally it does not include cash. By providing such definition for the electronic payment system, this make researches to include the information concerning the accounts of the parties involved in the transaction, and also technological means of transaction execution such as distribution channel etc. Size of Electronic Payments: Electronic payments can be made in different forms, based on these forms electronic commerce payments systems are categorized as Business-to-Business (B2B), Business-to-Consumer (B2C), Consumer-to-Business (C2B) and Consumer-to-Consumer (C2C). Each of which has special characteristics that depend on the value of order. Danial, (2002) classified electronic payment systems as follows:  ¿Ã‚ ½ Micro Payment (less than $ 10) that is mainly conducted in C2C and B2C e-commerce.  ¿Ã‚ ½ Consumer Payment that has a value between $ 10 and $ 500. It is conducted mainly in B2C transactions.  ¿Ã‚ ½ Business Payment that has the value more than $ 500. It is conducted mainly in B2B e-commerce. B. CONVENTIONAL VS. ELECTRONIC PAYMENT SYSTEM To dig the depth of the electronic payment process, it is better to first understand the processing of traditional payment system. A traditional process of payment and settlement involves a buyer-to-seller transfer of cash or payment information (i.e., cheque and credit cards). The general settlement of payment process takes place in the financial processing network. A cash payment requires a buyer ¿Ã‚ ½s withdrawals form his/her bank account, a transfer of cash to the seller, and the seller ¿Ã‚ ½s deposit of payment to his/her account. Non-cash payment systems are settled by adjusting i.e. crediting and debiting the appropriate accounts between banks based on payment information conveyed via cheque or credit cards. Figure 1: Conventional/Traditional Payment System Figure is simplified diagram for both cash and non-cash transactions. As cash Transferred from the buyer ¿Ã‚ ½s bank to seller ¿Ã‚ ½s bank through face-to-face exchange in the market. If a buyer uses a non-cash form of payment, payment information instead of cash flows from the buyer to the seller, and payments are settled between affected banks, who notationally adjust accounts based on payment information. C. PROCESS OF ELECTRONIC PAYMENT SYSTEM Electronic payment system have been operating since 1960s and also expanding very rapidly as well as growth and complexity. After the development of traditional payment system new features such as Electronic Funds Transfer based payments methods came in to existence. It was the first electronic based payment system, which does not depend on intermediary of central processing. An electronic fund transfer is a financial application of EDI (Electronic Data Interchange), which transfers credit card numbers or electronic cheques via secured private transfer lines between banks and major corporations. To use EFT to clear payments and settle accounts, online payment services needs all the capabilities to process the order, accounts and receipts. But a landmark came in to direction with the development of digital currency. Use of electronic money and digital currency looks alike the paper money as a means of payment. Digital based currency system is having same advantages as of paper based c urrency system those are namely anonymity and convenience. As in other electronic payments systems (i.e. EFT based and intermediary based) here is also concern about the security in the electronic payment systems during the transactions and storage is also a main concern, although from the different perspective, for digital currency systems double spending, counterfeiting, and storage become critical issues whereas eavesdropping and the issue of liability (when charges are made without authorizations) is important for the notational funds transfer. Figure 2 shows digital currency based payment system. In this figure, it is shown that intermediary acts as an electronic bank, which converts outside money (e.g. Rupees or US $), into inside money (e.g. tokens or e-cash), which is circulated within online markets. However, as a private monetary system, digital currency has wide ranging impact on money and monetary system with implications extending far beyond more transactional efficiency. II. TYPES OF ELECTRONIC PAYMENT SYSTEMS With the rapid growth in the electronic commerce need for the payment systems are increased as that of e commerce by which dozens of payments systems are came in to existence and also they are already in practice. Grouping of these payments systems are made based upon the information being transferred online. Murthy (2002) explained six types of electronic payment systems: (1) PC-Banking (2) Credit Cards (3) Electronic Cheques (i-cheques) (4) Micro payment (5) Smart Cards and (6) E-Cash. Kalakota and Whinston (1996) identified three types of electronic payment systems: (1) Digital Token based electronic payment systems, (2) Smart Card based electronic payment system and (3) Credit based electronic payment systems. Dennis (2001) classified electronic payment system into two categories: (1) Electronic Cash and (2) Electronic Debit-Credit Card Systems. Thus, electronic payment system can be broadly divided into four general types (Anderson, 1998):  ¿Ã‚ ½ Online Credit Card Payment System  ¿Ã‚ ½ Electronic Cheque System  ¿Ã‚ ½ Electronic Cash System and  ¿Ã‚ ½ Smart Card based Electronic Payment System Online Credit Card Payment System: It seeks to extend the functionality of existing credit cards for use as online shopping payment tools. This payment system has been widely accepted by consumers and merchants throughout the world, and by far the most popular methods of payments especially in the retail markets (Laudon and Traver, 2002). These forms of payment systems are having many advantages, which were never available through the traditional payments methods. Some of the advantages of the online credit card payment systems are: privacy, integrity, compatibility, good transaction efficiency, acceptability, convenience, mobility, low financial risk and anonymity. Added to all these, to avoid the complexity associated with the digital cash or electronic-cheques, consumers and vendors are also looking at credit card payments on the internet as one of possible time-tested alternative. But, this payment system has raised several problems before the consumers and merchants. Online cred it card payment systems are also having many disadvantages lack of authentication, repudiation of charges and credit card frauds. It also seeks to address consumer fears about using credit card such as having to reveal credit information at multiple sites and repeatedly having to communicate sensitive information over the Internet. Basic process of Online credit card payment system is very simple as that of traditional payment systems. If consumers want to purchase a product or service, they simply send their credit card details to the service provider involved and the credit card organization will handle this payment like any other. This can be understood very easily with the format (Figure 3) of Credit Card Payment Form. Electronic Cheque Payment System: Electronic cheque fulfills the needs of many business organizations, which are previously exchanging paper based cheque based on the vendors, consumers and government. Working process of e-cheque is as same as that of the traditional cheque payment system. An account holder will issue the electronic cheque document which contains the information such as name of the account holder payee name, name of the financial institution, payer ¿Ã‚ ½s account number and the amount of payment on the cheque. Most of the information is in un coded form. Like a paper cheques e-cheques also bear the digital equivalent of signature: a computed number that authenticates the cheque from the owner of the account. Digital checking payment system seeks to extend the functionality of existing checking accounts for use as online shopping payment tools. Electronic cheque system has many advantages: (1) they do not require consumers to reveal account information to other indi viduals when setting an auction (2) they do not require consumers to continually send sensitive financial information over the web (3) they are less expensive than credit cards and (4) they are much faster than paper based traditional cheque. But, this system of payment also has several disadvantages. The disadvantage of electronic cheque system includes their relatively high fixed costs, their limited use only in virtual world and the fact that they can protect the users? anonymity. Therefore, it is not very suitable for the retail transactions by consumers, although useful for the government and B2B operations because the latter transactions do not require anonymity, and the amount of transactions is generally large enough to cover fixed processing cost. The process of electronic checking system can be described using (figure 4) the following steps. Step 1: a purchaser fills a purchase order form, attaches a payment advice (electronic cheque), signs it with his private key (using his signature hardware), attaches his public key certificate, encrypts it using his private key and sends it to the vendor. Step 2: the vendor decrypts the information using his private key, checks the purchaser ¿Ã‚ ½s certificates, signature and cheque, attaches his deposit slip, and endorses the deposit attaching his public key certificates. This is encrypted and sent to his bank. Step 3: the vendor ¿Ã‚ ½s bank checks the signatures and certificates and sends the cheque for clearance. The banks and clearing houses normally have a private secure data network. Step 4: when the cheque is cleared, the amount is credited to the vendor ¿Ã‚ ½s account and a credit advice is sent to him. Step 5: the purchaser gets a consolidated debit advice periodically. E-cheque provide a security rich Internet payment option for businesses and offer an easy entry into electronic commerce without a significant investment in new technologies or legal systems. Electronic Cash Payment System: Electronic payment system is new technology in the online payment systems which improve the features such as security and privacy because it combines computerized convenience. Its versatility opens up a host of new markets and applications. E-cash is an electronic or digital form of value storage and value exchange that have limited convertibility into other forms of value and require intermediaries to convert. E-cash presents some characteristics like storability, monetary value, interoperability, irretrievability, and security. // By using all these characteristics it makes electronic cash more attractive payment system on the internet (Online). Added to these, this payment system offers numerous advantages like privacy, good acceptability, authority, convenience, low transactions cost and good anonymity. But, this system of payment also has many disadvantages such as poor transaction efficiency, poor mobility, and high financial risk, as people are solely responsible for the lost or stolen. Gary and Perry (2002), just like real world currency counterpart, electronic cash is susceptible to forgery. It is possible, though increasingly difficult, to create and spend forged e-cash. E-Cash Structure: e-cash structure could be identified as a string of bits that represents certain values such as reference number and digital signature, which could be used for the security purpose to prevent forgery and criminal use (Wright, 2002). But, the structure proposed by Wright (2002) needs some extension to make e-cash more secure. Therefore, the present model (Figure 3.5) adds a digital watermark to e-cash structure to protect it from the illegal copy and forgery activities further, the model modified the structure of the reference number to support tractability as shown in the figure 5. The proposed e-cash structure is comparatively better than suggested by Wright (2002), because security issue is given importance of top most priority in the present model. But, still there are certain concerns to be addressed for an electronic cash system. For example, who has the right to issue electronic cash? Can every bank issue its own money? If so how do you prevent fraud? And who will monitor the banking operations to protect consumers? Many of these concepts relate to the legal and banking regulatory aspects. However all these issues are beyond the scope of the study and therefore, cannot be included here. But, these issues must be addressed before establishing a complete e-cash based payment system. Smart Cards based Electronic Payment System: Smart cards are receiving renewed attention as a mode of online payment. They are essentially credit card sized plastic cards with the memory chips and in some cases, with microprocessors embedded in them so as to serve as storage devices for much greater information than credit cards with inbuilt transaction processing capability. This card also contains some kinds of an encrypted key that is compared to a secret key contained on the user ¿Ã‚ ½s processor. Some smart cards have provision to allow users to enter a personal identification number (PIN) code. Smart cards have been in use for well over the two decades now and have been widespread mostly in Europe and Asian Countries. Owing to their considerable flexibility, they have been used for a wide range of functions like highway toll payment, as prepaid telephone cards and as stored value debit cards. However, with the recent emergence of e-commerce, these devices are increasingly being viewed as a particularly appropriate method to execute online payment system with considerably greater level of security than credit cards. Compared with traditional electronic cash system, smart cards based electronic payment systems do not need to maintain a large real time database. They also have advantages, such as anonymity, transfer payment between individual parties , and low transactional handling cost of files. Smart cards are also better protected from misuse than, say conventional credit cards, because the smart card information is encrypted. Currently, the two smart cards based electronic payment system- Mondex and Visa Cash are incompatible in the smart cards and card reader specification. Not knowing which smart card system will become market leader; banks around the world are unwilling to adopt either system, let alone other smart card system. Therefore, establishing a standard smart card system, or making different system interoperable with one another is critical success factors for smart card based payment system. Kalakota and Whinston (1996), classified smart cards based electronic payment system as (1) relationship based smart cards and electronic purses. Electronic purses, which may replace money, are also known as debit card. Further Diwan and Singh (2000) and Sharma and Diwan (2000), classified smart cards into four categories. These are: (1) memory cards: this card can be used to store password or pin number. Many telephone cards use these memory cards (2) shared key cards: it can store a private key such as those used in the public key cryptosystems. In this way, the user can plug in the card to a workstation and workstation can read the private key for encryption or decryption (3) signature carrying card: this card contains a set of pre generated random numbers. These numbers can be used to generate electronic cash (4) signature carrying cards: these cards carry a co-processor that can be used to generate large random numbers. These random numbers can then be used for the assignment as serial numbers for the electronic cash. III. CONCLUSION Technology created lives easier for human beings. It has decreases the work up to many extends such as distance space and even time. One of the technological innovation in the banking and financial sectors is the electronic payments. // By using electronic payments we can perform financial operations electronically, thus avoiding long lines and other hassles. Electronic Payments provides greater freedom to individuals in paying their licenses, taxes, fees, fines and purchases at unconventional locations and at whichever time of the day, 365 days of the year. On the basis of present study, first remark is that despite the existence of variety of e-commerce payment systems, credit cards are the most dominant payment system. This is consequences of advantageous characteristics, most importantly the long established networks and very wide user ¿Ã‚ ½s base. Second, alternative e-commerce payment systems are some countries are debit cards. In fact, like many other studies, present study also reveals that the smart card based e-commerce payment system is best and it is expected that in the future smart cards will eventually replace the other electronic payment systems. Third, given the limited users bases, e-cash is not a feasible payment option. Thus, there are number of factors which affect the usage of e-commerce payment systems. Among all these user base is most important. Added to this, success of e-commerce payment systems also depends on consumer preferences, ease of use, cost, industry agreement, authorization, security, authentication, non-refutability, accessibility and reliability and anonymity and public policy. IV. REFERENCES 1. Abrazhevich, D. (2002) ,Diary on Internet Payment Systems ¿Ã‚ ½, Proceedings of the British Conference on Human Computer Interaction, London, England. 2. Anderson, M.M. (1998),  ¿Ã‚ ½Electronic Cheque Architecture, Version 1.0.2 ¿Ã‚ ½, Financial Services Technology Consortium, September 3. Baddeley, M. (2004)  ¿Ã‚ ½Using E-Cash in the New Economy: An Electronic Analysis of Micropayment Systems ¿Ã‚ ½, Journal of Electronic Commerce Research, Vol. 5, No. 4, pp 239-253. 4. Bhatia, Varinder (2000), E-Commerce (Includes E-Business), New Delhi: Khanna Book Publishing Co. 5. Boly, J. P. et al., (1994),  ¿Ã‚ ½ The ESPRIT Project CAF ¿Ã‚ ½-High Security Digital Payment System ¿Ã‚ ½, ESORICS 94, Third European Symposium on Research in Computer Security, Brighton, LNCS 875, Spring- Verlage, Berlin, pp 217-230. accessed on http://www.zurich.ibm.ch/technology/Security/Sirene/Publ/ BBCM1_94cafeEsorics.ps.gz. 6. Cavarretta, F. and de Silva, J. (1995),  ¿Ã‚ ½Market Overview of the Payments Mechanisms for the Internet Commerce ¿Ã‚ ½, accessed on http://www.mba96.hbs.edu/fcavarretta/money.html. 7. Chakrabarti, Rajesh and Kardile, Vikas (2002), E-Commerce: The Asian Manager ¿Ã‚ ½s Handbook, New Delhi: Tata McGraw Hill. 8. Charkrabarthi, Rajesh et al (2002), The Asian Manager ¿Ã‚ ½s Handbook of E-Commerce, New Delhi: Tata McGraw Hill.) 9. Chaum, D. (1992),  ¿Ã‚ ½Achieving Electronic Privacy ¿Ã‚ ½, Scientific American, August,pp 96-101 accessed on http://www.digicash.support.nl/publish/sciam.html. 10. Danial, Amor (2002), E-Business (R) evolution, New York: Prentice Hall. 11. Dennis, Abrazhevich (2001),  ¿Ã‚ ½Classifications and Characteristics of Electronic Payment Systems ¿Ã‚ ½, Lecture Notes in Computer Science, Vol. 21, No. 5, pp. 81-90.

Thursday, October 24, 2019

Ralphs Leadership in William Golding’s Lord of the Flies Essay

Ralph's Leadership in William Golding’s Lord of the Flies Ralph, the elected leader of the group of British boys in William Golding’s Lord of the Flies, strives to take the civilized society to which he is accustomed and apply it to society on the island on which he and the other boys are stranded. As leader, this task seems simple – tell the other boys what they each need to do and expect them to do it. Ralph fails to realize the difference between the rest of the boys and himself. The world is in the middle of a massive war, a war in which the threat of the atomic bomb looms prominently. In fear of losing all its future fighting force, Britain sends a group of its schoolboys on an airplane to safety. Before reaching its destination, though, an enemy fighter plane shoots down the boys’ plane. The plane crashes into a forest on a remote island and, as a result, the pilots die. This group of schoolboys jumps from a society in which adults direct them to act properly to one in which there is no authoritative figure to give them orders. Back in Britain, adults train the boys to obey them and follow their lead. They act appropriately because of the threat of punishment for disobedience. Even later in the novel, once things begin to fall apart, Golding writes, â€Å"Here, invisible yet strong, was the taboo of the old life. Round the squatting child was the protection of parents and school and policemen and the law† (62). As the story progresses, though the boys go so far as to participate in savage acts such as killing each other, in the end, they realize that they conducted themselves immorally. Stranded on the island with a bunch of boys and no adults, Ralph quickly takes charge and demands the election of a leader of the bo... ...ings a type of closure to the ordeal, and it also shows a realization he had about society, about mankind in general. He has witnessed with his own eyes the evil that comes about as a result of the lack of civilization and the inborn nature to do evil. Golding describes Ralph’s profound crying simply: â€Å"Ralph wept for the end of innocence, the darkness of man’s heart, and the fall through the air of the true, wise friend called Piggy† (202). While nearly all the boys on the island ignore those standards British society has taught them, Ralph does not, and, as leader, tries to apply them to society on the island. Even when everyone else reverts to his inborn evil nature, Ralph sticks with that which is good, that which he learned from British society – civility. Ralph is different than the other boys, and because of that difference, it is only fitting that he cry.

Wednesday, October 23, 2019

Criminal Acts and Choice Theories

Criminal Acts and Choice Theories CJA/204 December 13, 2011 Bob Bennett The choice theory has a substantial part to perform when contemplating the argumentation proceeding to criminal vivacity. The choice theory has its intrinsic significance while composing a plan of action for managing or decreasing crime. It is essential to recognize the theory and in what way or manner it influences the potential of an individual engaging in lawlessness and in what manner would an effort to manage crime appear supporting the choice theory. The choice theory has been brought to light from the compositions of antecedent theorists, Jeremy Bentham, and Cesare Beccaria. The affects of the choice theory determines how mankind discourages criminal activity (Schmallager, 2009). Within criminology the choice theory is also distinguished as the classical theory. The principle idea of the classical theory is that individuals cull behavior with the addition of criminal conduct. Individual powers of selection can be managed by multiple determinants such as the apprehension of castigation or the benefits achieved by committing a crime or illegal activities, which indicates that the more harsh, definite, and prompt the punishment, the better the chances to manage criminal conduct. The choice theory mentions that castigation should maintain four predominant ambitions. The first ambition is to use punishment to hamper criminal activity from occurring. A secondary principle maintains that when a crime cannot be hindered, the punishment should impel the offender to perpetrate a minor crime instead. The third ambition is to make certain that the offender applies no more violence than needed during a crime. The final objective is to counter crime as economically feasible. Rational choice is the judgment to perform a distinct kind of lawlessness or illegal activity established on the careful consideration of accessible information, combined with the element of personal judgment. The ational choice theory contains an outlook of crime that continues to be both offense and offender explicit. Offense-explicit lawlessness relates to crimes, where perpetrators will respond to selective attributes of specific offenses. Offender-explicit offenses relate to the reality that perpetrators are not easily provoked individuals who obligate him or her selves to antisocial behavior. Rather, he or she deliberate about whether they retain the prerequisi tes required for performing a lawless act that include their needs, ingenuity, talents, and apprehension level before determining to act out a crime. Choice theorists believe that criminal conduct is a personality characteristic and crime is a happening or event. Offenders recognize the freedom of mobility and privation of social restrictions. In contrast to other individuals, offender-explicit individuals have diminished self-control and seen unaffected by the intimidation of social controls. He or she is usually dealing with stress or is commonly confronted with severe personal complications or circumstances that drive them to adopt perilous behavior (Schmallager, 2009). Choice theorists have also examined the choice to perform a lawless act, regardless of its element, is contrived by the choice of location. The determination will rely upon the features of the mark and the methods available to execute the plan. It has been determined that offenders choose the location by the accessibility and ease of committing a crime with thoughts about the possibility of getting caught. Offenders pick their targets by pondering the character of the crime. A perfect example of this is how offenders will choose higher class households for burglaries or robberies, whereas he or she will select lower class households for the target of violent crimes such as in drug robberies from drug houses. Criminals learn the techniques of crimes to aid them in non-detection (Schmallager, 2009). Routine activities can be defined by the choice theory when discussing crime. Crimes rates correlate to the number of inspired criminals such as male teenagers, drug consumers, and unemployed individuals who partake in criminal activity. Most offenders commit crimes based on his or her narrow education, background, and lack of opportunities because of their education. If offenders were given the opportunities to improve themselves, he or she would not commit crimes. The rational choice theory includes the organization of crime and the molding of criminality (Schmallager, 2009). Society uses a couple of common models to decide which acts are determined to be criminal acts. The two models within the criminal justice system are consensus model and conflict model. Consensus model is defined as majority of individuals in a society who share the same values and beliefs. Criminal acts conflict with consensus values and beliefs, and here the term ‘conflict model’ comes into play. The consensus model explains that individuals within a society will agree on which activities should be considered against the law and will publish them as crimes. The consensus model assumes that a diverse group of individuals can have similar morals and beliefs. The consensus model presumes that when individuals stand together to form a society; the members will come to a fundamental agreement with the observance of shared norms, values, and beliefs. Individuals whose actions deviate from the standard norms and recognized values, and beliefs are considered to be a threat to the well-being of society, and must be punished. Societies pass laws to control and impede deviant behavior, which in return establishes boundaries for appropriate behavior within the society (Schmallager, 2009). The conflict model establishes those who reject consensus on the foundation that morals, norms, ideas, values, or behaviors are not absolute, meaning, multiple parts of society hold different ideas about value and norm systems. The conflict model carries diverse segments, which are separated into age, social class, race, and income. Those who engage in the idea of the conflict model are in a constantly struggling with one another for control of society. Those who successfully grasp control make the laws with his or her value system, and determine what is criminal and what is not (Schmallager, 2009). Resources; Schmallager, F. (2009). Criminal Justice Today, 10th ed. Upper Saddle River, N. J. Pearson/Prentice Hall